Better Rate Quote

Privacy Policy

Last updated: June 6, 2026

This Privacy Policy describes how Better Rate Quote ("we," "us," or "our"), operated by Next Phase Ventures LLC, collects, uses, and shares information about you when you visit our website or use our auto insurance rate comparison service.

1. Information We Collect

Information You Provide

When you request an insurance rate comparison, we collect:

Information Collected Automatically

2. How We Use Your Information

We use the information collected to:

3. How We Share Your Information

With Our Insurance Comparison Partner

When you complete a quote request, we share the information you provide with our insurance comparison partner, Hello Genius Auto, who provides the actual rate comparison and may share your information with licensed insurance carriers, agents, or brokers for the purpose of providing you with quotes.

With Service Providers

We may share information with service providers who help us operate our business, including hosting providers, email marketing platforms, analytics providers, and customer service tools. These providers are contractually limited to using your information only for the services they provide to us.

For Legal Reasons

We may disclose information if required by law, subpoena, court order, or to protect our rights, your safety, or the safety of others.

Business Transfers

If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. TCPA Consent and SMS/Phone Communications

By submitting your information through our quote form, you expressly consent to be contacted by Better Rate Quote and our insurance partners (including Hello Genius Auto and the licensed insurance providers they connect you with) regarding your quote request. This contact may include:

You consent even if your number is on a federal, state, or corporate Do Not Call list. Consent is not a condition of purchase. Message frequency may vary. Message and data rates may apply.

Opting Out

5. Your Privacy Rights

For California Residents (CCPA / CPRA)

Note: As of the date of this policy, our service is not available to residents of California. If you are a California resident and have submitted information to us, you may have the right to:

To exercise these rights, email privacy@betterratequote.com.

For Residents of Other States with Privacy Laws

Residents of Colorado, Connecticut, Virginia, Utah, and other states with comprehensive consumer privacy laws may have similar rights, including the right to access, correct, delete, or restrict the use of their personal information. To exercise these rights, contact privacy@betterratequote.com.

6. Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to:

You may disable cookies through your browser settings, but doing so may limit website functionality.

7. Data Security

We use commercially reasonable physical, technical, and administrative safeguards to protect the information we collect. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our service is not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have collected information from someone under 18, we will delete it.

9. Geographic Restrictions

Our service is intended for residents of the United States only, excluding California and New York. We do not knowingly accept information from residents of restricted jurisdictions. By using our service, you represent that you are located in an eligible jurisdiction.

10. Third-Party Links

Our website may contain links to third-party websites, including our insurance comparison partner Hello Genius Auto. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any information to them.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on this page with a new "Last updated" date. Your continued use of our service after such changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our practices, contact us at:

Better Rate Quote
c/o Next Phase Ventures LLC
Email: privacy@betterratequote.com