Privacy Policy
This Privacy Policy explains how Better Rate Quote ("Better Rate Quote," "we," "us," or "our"), a marketing service operated by Next Phase Ventures LLC, collects, uses, and shares information when you visit betterratequote.com (the "Site") or submit a request through it.
We are not an insurance company, agent, or broker. Better Rate Quote is a marketing service that connects consumers with insurance comparison services and licensed providers. We do not provide insurance quotes, sell policies, or make coverage decisions.
Information We Collect
When you use the Site, we may collect:
- Information you provide: your first name, email address, phone number, ZIP code, and whether you currently carry auto insurance, which you submit through our comparison form.
- Information collected automatically: your IP address, browser and device type, the pages you view, referring source, and similar usage data, collected through cookies, pixels, and comparable technologies.
How We Use Information
- To connect you with our insurance comparison partner, Hello Genius Auto, and with licensed insurers or agents who can provide rate comparisons.
- To contact you about your quote request.
- To operate, measure, and improve the Site and our marketing.
- To comply with legal obligations and prevent fraud or misuse.
How We Share Information
To fulfill your request, we share the information you submit with our comparison partner Hello Genius Auto and with insurers, agents, or service providers who can provide the rate comparison you asked for. Those parties use your information under their own privacy policies. We may also share information with service providers who support our operations, and where required by law, legal process, or to protect our rights. We do not sell your information for unrelated third-party marketing.
Consent to Be Contacted
By submitting your information, you agree to be contacted by Better Rate Quote and its comparison partner Hello Genius Auto regarding your quote request — including by email, telephone, and SMS at the number you provide, including through an automatic telephone dialing system or pre-recorded messages. Consent is not a condition of any purchase. Message frequency varies, and message and data rates may apply. You may reply STOP to opt out of text messages at any time, or contact us using the details below.
Cookies and Tracking
We and our partners use cookies, pixels, and similar technologies to operate the Site, measure campaign performance, and attribute conversions. You can control cookies through your browser settings; disabling them may affect Site functionality.
Your Choices and Rights
You may opt out of marketing communications at any time (see our Unsubscribe page). Depending on where you live, you may have rights to access, correct, or delete your personal information, or to opt out of certain sharing. To make a request, contact us at the address below. We will respond consistent with applicable law.
Data Retention and Security
We retain information for as long as needed to provide the service, comply with legal obligations, resolve disputes, and enforce agreements. We use reasonable administrative, technical, and physical safeguards to protect your information, though no method of transmission or storage is completely secure.
Children's Privacy
The Site is intended for adults 18 and older. We do not knowingly collect information from anyone under 18.
Changes to This Policy
We may update this Privacy Policy from time to time. The "Effective" date above reflects the most recent revision.
Contact Us
Questions about this Policy or your information can be sent to:
Next Phase Ventures LLC (Better Rate Quote)
Email: support@betterratequote.com
Mailing address: 27068 La Paz Road, Suite 491, Aliso Viejo, CA 92656